The Best Personal Finance eBooks for Beginners

**UPDATED SEPTEMBER 2020, now including a foreword by Paula Pant of Afford Anything!**Adulting is hard, especially when it comes to money management… but it doesn’t have to be. What if one book could dramatically change the way you think about money? What if you could finally do the things you know you should be doing but haven’t yet, like creating a budget, paying down debt, and investing in the stock market? What if you could finally learn about finance without your eyes glazing over?

In Money Honey: A Simple 7-Step Guide for Getting Your Financial $hit Together, bestselling author and former financial advisor Rachel Richards achieves the impossible by bringing humor and sass to the dreaded subject of personal finance. An avid investor and business owner, Rachel talks straight about how to attain financial freedom. You’ll find no shortage of valuable nuggets in this tough-love guide that will teach you how to:Double your income and halve your expensesConsolidate your student loans and lower your interest rateGet a bombproof credit scoreOpen a brokerage account and make a trade so that you can start investing in the stock marketAllocate your money between debt payoff, short-term savings, and retirement…and lots more! You will also learn:. Rachel’s 7-step process for getting your financial $hit togetherThe 4-Bucket Savings StrategyThe answers to 12 of the most commonly-asked finance questionsThe 4 Golden Rules for Investing. PLUS, you’ll also get free instant access to Rachel’s budgeting and net worth worksheets to boost your money management efforts. Applicable in 2020 and beyond, Money Honey is perfect for beginners. Get this book as a birthday gift, Christmas present, or graduation gift for the struggling millennial or young adult in your life… or better yet, treat yourself! If you’re ready to whip your finances into shape and have fun while doing so, this book is for you. So take the next step in your journey to financial freedom by clicking the “Buy Now” button at the top of the page!

Get your financial life in order—from saving and investing to taxes and loans—with this comprehensive, accessible guide to everything you need to know about finance. Managing your finances can be overwhelming at times. But it doesn’t have to be! Personal Finance 101 will provide you with all the skills you need to make good financial decisions and grow your personal wealth. Full of must-have advice and organized in an easy-to-read format, this book provides a wealth of knowledge on personal finance basics including:. -Choosing your bank (and why it matters). -Building an emergency fund. -Salary and benefit packages.

-Where your money is going (and how to keep more of it). -Refinancing or consolidating student loans. -Health and property insurance. -Building credit responsibly. -How to get a mortgage. Use this guide and make the most of the money you have, plan for future purchases like a house or a vacation, save for retirement, or simply become more financially responsible. Perfect for finance beginners or those looking to refresh their knowledge, Personal Finance 101 is the one-stop shop for all of your personal finance questions!

Afraid of adulting? Unlock the secrets to taking control of your cash and setting yourself up for a future you'll actually look forward to!Hey, you get it—money talk is boring, right? But what if mastering a few simple skills could let you call the shots in your life? Imagine snagging that dream car without sweating over payments. Or picture treating your friends to a killer weekend at that amusement park and not stressing about how to cover it. Maybe even a spontaneous beach trip. Believe it or not, these aren't just dreams—they can be your reality.

Here’s where it gets real, though: Shockingly, 61% of Americans live paycheck to paycheck. And it starts young. A lot of teens have no clue about handling their cash. So when they grow up, they end up like Jake. The guy who had to skip the epic road trip last summer because he was broke. The one who keeps missing out because he didn’t understand the value of a dollar. Don’t be a Jake. We all have a Jake in our lives, and while we might feel sorry for him, you can decide right now not to be one. You have the power to take control of your finances today, so when tomorrow comes, you're the one calling the shots. Inside this teen-friendly guide to personal finances, you'll discover:. How to tell wants from needs: master this, and you won't blow your cash on stuff you'll regretEffective ways to budget like a boss – yeah, it sounds dull, but it's the secret sauce to affording the fun stuff. Find out how to make a budget that still lets you live your best life!Rock-solid savings plans – saving just a bit here and there can add up to big fun later. Yep, even a Netflix subscription can be guilt-free!College prepping 101: scholarships, grants, and loans – make college less of a financial horror showHow to grow your money tree and why investing isn't just for old people – get the lowdown on making your money work for youThe ABCs of banking and credit – ever wondered how to not get ripped off by banks or get into credit card trouble?Insurance and future you – find out why you need it and how to get it without the headacheAnd much more! Life’s way too short to stress over dollar bills. When you know how to manage your money, you get to decide what your life looks like. No more missing out. No more what-ifs. Just a future you’ve built, on your own terms. Are you in? If you’re ready to say goodbye to money stress and hello to a life full of possibilities you’ve actually planned for, then scroll up and click "Add to Cart" right now.