The Best New Debt eBooks To Read In 2025

A groundbreaking look at the hidden role of bankruptcy in perpetuating inequality in America, from an expert in the field. “Unjust Debts throws open the doors and windows to the bankruptcy system so readers can see for themselves how this law works and doesn’t work for the real people it so profoundly affects.”. —Beth Macy, New York Times bestselling author of Dopesick and Raising Lazarus. Bankruptcy is the busiest federal court in America.

In theory, bankruptcy in America exists to cancel or restructure debts for people and companies that have way too many—a safety valve designed to provide a mechanism for restarting lives and businesses when things go wrong financially. In this brilliant and paradigm-shifting book, legal scholar Melissa B. Jacoby shows how bankruptcy has also become an escape hatch for powerful individuals, corporations, and governments, contributing in unseen and poorly understood ways to race, gender, and class inequality in America. When cities go bankrupt, for example, police unions enjoy added leverage while police brutality victims are denied a seat at the negotiating table; the system is more forgiving of civil rights abuses than of the parking tickets disproportionately distributed in African American neighborhoods. Across a broad range of crucial issues, Unjust Debts reveals the hidden mechanisms by which bankruptcy impacts everything from sexual harassment to health care, police violence to employment discrimination, and the opioid crisis to gun violence. In the tradition of Matthew Desmond’s groundbreaking Evicted, Unjust Debts is a riveting and original work of accessible scholarship with huge implications for ordinary people and will set the terms of debate for this vital subject.

Are you tired of being trapped in the relentless cycle of debt? Do you yearn for a life of financial freedom and abundant blessings? Breaking the Chains of Debt: Unleashing Divine Prosperity through Prayer is your ultimate guide to overcoming financial bondage and unlocking divine prosperity through the power of prayer. Discover the spiritual secrets to breaking free from the chains of debt and stepping into a life of divine abundance!

Breaking the Chains of Debt: Unleashing Divine Prosperity through Prayer offers a revolutionary approach to financial freedom, rooted in powerful biblical principles and spiritual warfare strategies. This book is your key to transforming your financial destiny and embracing a future filled with God’s blessings. In this groundbreaking book, you will delve into the spiritual roots of financial struggles and learn how to combat them with the unmatched power of prayer. Authored by a seasoned expert in spiritual warfare, this book provides a comprehensive roadmap for anyone seeking to escape the clutches of debt and experience divine prosperity. Each chapter is meticulously crafted to guide you through prayers, strategies, and practical steps that will revolutionize your financial life. Imagine a life where you are no longer burdened by debt, where financial freedom and divine blessings flow abundantly. With Breaking the Chains of Debt: Unleashing Divine Prosperity through Prayer, you will:Unlock the Spiritual Secrets of Financial Freedom: Discover the hidden spiritual roots of debt and how to break free from generational curses.Harness the Power of Strategic Prayers: Learn how to pray effectively for debt cancellation and financial breakthroughs.Overcome Demonic Influences on Your Finances: Identify and renounce the demonic forces hindering your prosperity.Experience Miraculous Financial Breakthroughs: Access divine ideas, favor, and opportunities that will transform your financial situation.Live in Sustained Abundance: Establish a covenant of wealth and maintain financial freedom through daily declarations and faith-filled living. Don’t let another day go by under the weight of financial stress. Take action now and embark on your journey to financial freedom and divine prosperity. Purchase Breaking the Chains of Debt: Unleashing Divine Prosperity through Prayer today and begin to experience the miraculous power of prayer in your finances. Your breakthrough is just a prayer away! Order your copy now and start breaking the chains of debt to unleash divine prosperity in your life!

Get out and stay out of debt the smart and easy way. This is a clear and simple guide to getting out from under credit card debt, student loan debt, and all other forms of owing people money. With simple changes and smart decisions, you can start today and enjoy financial stability moving forward. This book covers everything you need to know to take the sting out of those monthly repayments, offering strategies for coping with personal loans, car loans, mortgages, home equity loans, and beyond.

Getting Out of Debt For Dummies will help you prioritize and consolidate debt, so you can pay off the most pressing bills first and reduce the number of debtors coming after you. You'll also get pro tips for using credit cards responsibly, building up your credit score, and avoiding debt-generating traps when you make purchases. Getting out of debt doesn't have to be overwhelming. Let this Dummies guide help you quickly and easily repair your finances. Understand the different types of debt, including good and bad debtDevelop a strategy for managing student loans and getting on a repayment planKnow what you're signing up for when you use credit cards and pay-later platformsNegotiate with collection agencies, the IRS, and angry creditorsDesign a realistic and painless payback schedule―even for serious debt. For the millions who have substantial debt and want to turn their financial situation around, Getting Out of Debt For Dummies offers hope and a straightforward way forward.